UPS or NPS: The Best Pension Plan for Government Employees? For government employees in India, choosing between UPS or NPS: The Best Pension Plan for Government Employees? is a critical decision that shapes your retirement. The Universal Pension Scheme (UPS) and National Pension Scheme (NPS) each offer distinct advantages, but which one suits you better? … Continue reading UPS or NPS: The Best Pension Plan for Government Employees?