The Income Tax Department has officially enabled the e-filing of ITR-1 and ITR-4 for Assessment Year 2025-26. If you’re looking to complete your tax return early and avoid last-minute hassles, this is your cue. In this blog, we’ll guide you step-by-step on How to File ITR-1 and ITR-4 Online for AY 2025-26, including eligibility, necessary documents, and portal instructions.
What Are ITR-1 and ITR-4?
Before diving into How to File ITR-1 and ITR-4 Online for AY 2025-26, it’s essential to understand who these forms are meant for:
ITR-1 (Sahaj)
This is meant for individuals who:
Are residents (not NRIs)
Have income up to ₹50 lakh
Earn from salary, one house property, family pension income, or other sources (excluding lottery or racehorses)
Agricultural income (up to ₹5,000)
ITR-4 (Sugam)
This is applicable for individuals, HUFs, and firms (other than LLPs) who:
Have total income up to ₹50 lakh
Have income from business and profession under presumptive taxation scheme (Section 44AD, 44ADA, 44AE)
📋 Documents Required for ITR-1 & ITR-4 (AY 2025-26)
- 🆔 PAN Card
- 🪪 Aadhaar Card
- 🏢 Form 16 from your employer
- 💳 Bank account details
- 🏦 Interest certificates from banks/post office
- 📊 Annual Information Statement (AIS) & Form 26AS
- 💰 Investment proofs for deductions (if any)
- 📈 Business income details (for ITR-4)
- 🏠 Rent receipts (if claiming HRA)
This checklist contains 9 essential documents needed for filing Income Tax Returns (ITR-1 and ITR-4) for Assessment Year 2025-26.
How to Log in to the Income Tax Portal
Step one of How to File ITR-1 and ITR-4 Online for AY 2025-26 starts with accessing the official website:
Click on the ‘Login’ button
Enter your PAN (as user ID), password, and captcha code
Authenticate via OTP (linked mobile/Aadhaar)
✍️ Step-by-Step: How to File ITR-1 and ITR-4 Online for AY 2025-26
Once logged in, follow this process:
✅ Step 1: Select 'File Income Tax Return'
- Go to ‘e-File’ > ‘Income Tax Return’
- Choose Assessment Year 2025-26
- Select Mode: Online
- Choose applicable form: ITR-1 or ITR-4
✅ Step 2: Confirm Your Details
- Verify pre-filled details (name, address, PAN, Aadhaar, etc.)
- Cross-check bank account details and ensure at least one account is pre-validated for refunds
✅ Step 3: Fill Income Details
- Enter salary/pension income as per Form 16
- Report any interest income, rental income, or freelance income
- In case of ITR-4, select applicable presumptive income section (44AD/44ADA)
✅ Step 4: Claim Deductions
- Under Section 80C, 80D, etc., add eligible deductions (LIC, PPF, mediclaim, etc.)
- Verify already pre-filled values from AIS or manually enter any missing deductions
✅ Step 5: Preview & Validate
- Click on ‘Preview Return’
- Correct any errors highlighted
- Use the ‘Validate’ button before final submission
✅ Step 6: e-Verify Your Return
This is a crucial final step in How to File ITR-1 and ITR-4 Online for AY 2025-26. Without e-verification, your return will be considered incomplete.
e-Verification options:
- Aadhaar OTP
- Net banking login
- Bank account-based EVC
- Demat account
- Offline (send signed ITR-V to CPC, Bengaluru)
This step-by-step guide covers all 6 crucial steps to successfully file your ITR-1 or ITR-4 for Assessment Year 2025-26.
Common Mistakes to Avoid
Not checking pre-filled data from AIS and Form 26AS
Missing interest income from fixed deposits or savings
Claiming incorrect deductions
Filing incorrect ITR form
Failing to e-verify after submission
Avoiding these errors ensures your return is processed without issues and refunds (if any) are not delayed.
Conclusion:
We hope this guide on How to File ITR-1 and ITR-4 Online for AY 2025-26 helps you file your income tax return smoothly. The Income Tax portal is now more streamlined than ever, and with early filing, you can avoid stress, claim timely refunds, and stay tax-compliant.
If you’re eligible to file either ITR-1 or ITR-4, don’t delay! Start today and follow our complete guide on How to File ITR-1 and ITR-4 Online for AY 2025-26 to stay ahead of the deadline.
🙋 Frequently Asked Questions (FAQs)
🔹 Q1. Who can file ITR-1 for AY 2025-26?
Ans: ITR-1 can be filed by resident individuals with income up to ₹50 lakh from salary, one house property, family pension, and other sources (excluding winnings from lottery or racehorses). It is not applicable for HUFs or those with capital gains or business income.
🔹 Q2. Who is eligible to file ITR-4 for AY 2025-26?
Ans: ITR-4 is suitable for individuals, HUFs, and firms (except LLPs) having presumptive income under Sections 44AD, 44ADA, or 44AE and total income up to ₹50 lakh. It’s used for declaring income from small businesses or professions on a presumptive basis.
🔹 Q3. What is the last date to file ITR-1 and ITR-4 for AY 2025-26?
Ans: The deadline to file both ITR-1 and ITR-4 for AY 2025-26 is July 31, 2025, unless extended by the Income Tax Department.
🔹 Q4. Can I file ITR-1 and ITR-4 without Form 16?
Ans: Yes, you can file your return without Form 16, but you must manually calculate your salary income using payslips and refer to your Form 26AS and AIS for TDS and income details.
🔹 Q5. What should I do if my pre-filled data in the portal is incorrect?
Ans: You should cross-check the pre-filled data with your actual documents (Form 16, bank statements, AIS). If discrepancies are found, correct them manually before filing your return.
🔹 Q6. How do I verify my ITR after submission?
Ans: After filing your return online, you must e-verify it using:
Aadhaar OTP
Net banking
EVC through bank account
Demat account
Or, by sending a signed ITR-V to CPC Bengaluru (if not e-verifying online)
🔹 Q7. What happens if I miss the July 31 deadline?
Ans: If you fail to file your ITR-1 or ITR-4 by the due date, you may have to pay a late filing fee under Section 234F (up to ₹5,000), lose certain deductions, and may not be eligible to carry forward losses.
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