Double EMI Deduction Shocks J&K Government Employees: J&K NMOPS Demands Immediate Reversal
In a shocking turn of events, government employees across Jammu and Kashmir were left aghast after discovering a double EMI deduction from their salary accounts. The incident, which took many by surprise, has triggered widespread outrage and concern. The J&K NMOPS (Jammu and Kashmir National Movement for Old Pension Scheme) has taken strong note of the situation and is demanding immediate corrective action.

The double EMI deduction has disrupted household budgets for many government workers, adding unnecessary financial strain. With prices of essentials already high and economic pressures mounting, such unexpected deductions have only made things worse. Employees were neither informed nor consulted before the double EMI deduction was applied, raising serious concerns about transparency and accountability.
The J&K NMOPS has always stood for employee rights and welfare, and this latest incident has only strengthened its resolve. The organization believes that no financial decision affecting employees should be made without their knowledge and permission. Such actions not only violate financial norms but also severely impact the livelihood of honest, hardworking individuals.
The silence from the concerned authorities has added to the frustration. Employees are asking why such a decision was taken without a formal notification. The double EMI deduction has hit lower and middle-income employees particularly hard, who now face difficulty managing daily expenses, loan commitments, and school fees for their children.
The J&K NMOPS has submitted a formal request to both the finance department and leading banks involved in disbursing government salaries, seeking an explanation and action. The organization has also warned that if the issue is not resolved promptly, it will consider further steps, including protests and legal action.
“This is about dignity and financial justice,” said Ashraf. “We will not remain silent. We will fight until every extra rupee is returned and the process is made fair and transparent.”
Going forward, the J&K NMOPS urges the government to establish a system where such deductions cannot take place without prior approval from the employee. Strong mechanisms must be put in place to protect employees from arbitrary deductions and to ensure accountability from the concerned departments and banks.
As the issue continues to unfold, the double EMI deduction remains a matter of serious concern. It is hoped that the government, in coordination with financial institutions, will take swift and corrective action to bring relief to affected employees. The J&K NMOPS will remain vigilant and continue to advocate for the financial well-being and rights of government employees in Jammu and Kashmir.